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10
Year Renewable Term Plan
NON-TOBACCO
MALE: Plan No. 3210; NON-TOBACCO
FEMALE: Plan No. 2311
TOBACCO
MALE: Plan No. 2410; TOBACCO
FEMALE: Plan No. 2410
Death benefit only.
Male-female rates
at non-tobacco and tobacco levels.
Does not accrue cash
or loan values.
Premiums guaranteed
to remain constant for the first year and assumed to remain
the same for the remaining nine (9) years.
After ten (10) years,
rates increase according to your age.
Issue ages 16-65.
Minimum face amount
issued is $10,000.
There is a fifty
dollar ($50.00) annual policy fee for face amounts of $25,000
and over.
Renewable to age
seventy-five (75) and convertible to a permanent plan at any
age up to seventy (70) of equal or lesser face amount, without
evidence of insurability of the insured.
Conversion
credit of $1.00 per $1,000 of insurance, times the number
of years this plan has been in force is applied to reduce
first year premium if converted to permanent plan. Maximum
one hundred ($100.00). Credit cannot exceed the annual
premium of the new a permanent plan.
Can be paid monthly,
quarterly, semi-annually or annually.
Can be attached as
a rider to any of our permanent plans of insurance or annuity
products.
20
Year Level Term Plan
NON-TOBACCO
MALE:
Plan
No. 2160 (Super Preferred); Plan No. 2162 (Preferred); Plan
No. 2164 (Standard)
NON-TOBACCO
FEMALE:
Plan
No. 2161 (Super Preferred); Plan No. 2163 (Preferred); Plan
No. 2165 (Standard)
TOBACCO
MALE :
Plan No. 2260 (Standard)
TOBACCO
FEMALE:
Plan No. 2261 (Standard)
Death
benefit only. Benefit level for twenty (20) years.
Male-female
rates at tobacco and non-tobacco levels.
Non-tobacco
classes: Super Preferred, Preferred and Standard.
Does
not accrue cash or loan values.
Minimum
face amount is $25,000.
Premiums
guaranteed to remain constant for twenty years.
Issue
ages 16-50.
There
is a fifty dollar ($50.00) annual policy fee.
Renewable
to age seventy (70) and convertible to a permanent plan at
any age up to seventy (70) of equal or lesser face amount,
without evidence of insurability of the insured.
Conversion
credit equal to 75% of the 1st years annual premium of the new
permanent life plan.
Can
be paid monthly, quarterly, semi-annually or annually.
Can
be attached as a rider to any of our permanent plans of insurance
and annuity products.
Level
Premium Youth Term Plan
MALE
& FEMALE:
Plan No. 306 (Annual Premium)
MALE & FEMALE:
Plan No. 307 (Single Premium)
Level premium throughout
the life of the contract.
Issue ages 0-22.
Unisex rates.
Does not accrue cash
or loan value.
Convertible to a
permanent plan of insurance of equal of lesser face amount,
without evidence of insurability at any age before age thirty
(30).
Conversion credit
of $1.00 per $1,000 of insurance, times the number of years
this plan has been in force is applied to reduce first year
premium if converted to permanent plan. Maximum one
hundred ($100.00).
Can be paid monthly,
quarterly, semi-annually, annually or in a single premium.
NOTE: Term
insurance does not make a youth eligible for our NSS Scholarship
Program.
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